Accident. Now TP Letter.

[Ethene]

Guys, I can't think of any other better alternative but to come here to look for expert advice.

A couple of months ago, was involved in a chain collision. Me being the last car. 2 other car infront. Both the 2 female drivers infront came down, check that no one was injured, we exchanged contact, did necessary claims (ofcourse both claim against me).

 

Just the front and back bumper cui. Not those extremely serious kind.

 

Everything seems settled.

But suddenly just now. I received a letter from TP.

 

________________________________________

 

Dear Sir,

 

TRAFFIC ACCIDENT REPORTED ON XXXXXX # XXX ALONG PIE INVOLVING XXXX

 

I refer to the above accident.

 

Please be informed that Traffic Police is investigating the case because:

 

(a) It has become an injury case. Unknown to you, one of the parties (drivers & passenger of XXXXXXX involved sustained latent injury (X days of medical leave) for which he/she has subsequently sought medical treatment.

 

Hence, please advice the driver to lodge a police report at any Police Post, Neighbourhood Police Centre or Police Station as soon as possible with this letter.

 

Yours Faithfully...........

 

 

_______________________________________

 

 

 

Just wonder why got such last min stunt coming up. Now at this moment. I dun care whether the case is genuine or not. Just wanna know what will happen and what is the follow up actions i should do ?

[BBsyah]

Guys, I can't think of any other better alternative but to come here to look for expert advice.

A couple of months ago, was involved in a chain collision. Me being the last car. 2 other car infront. Both the 2 female drivers infront came down, check that no one was injured, we exchanged contact, did necessary claims (ofcourse both claim against me).

 

Just the front and back bumper cui. Not those extremely serious kind.

 

Everything seems settled.

But suddenly just now. I received a letter from TP.

 

________________________________________

 

Dear Sir,

 

TRAFFIC ACCIDENT REPORTED ON XXXXXX # XXX ALONG PIE INVOLVING XXXX

 

I refer to the above accident.

 

Please be informed that Traffic Police is investigating the case because:

 

(a) It has become an injury case. Unknown to you, one of the parties (drivers & passenger of XXXXXXX involved sustained latent injury (X days of medical leave) for which he/she has subsequently sought medical treatment.

 

Hence, please advice the driver to lodge a police report at any Police Post, Neighbourhood Police Centre or Police Station as soon as possible with this letter.

 

Yours Faithfully...........

 

 

_______________________________________

 

 

 

Just wonder why got such last min stunt coming up. Now at this moment. I dun care whether the case is genuine or not. Just wanna know what will happen and what is the follow up actions i should do ?

 

 

hello.. usually TP letter come a little late due to the reason the person injuired lodged the report after seeing the doctor. Please go down to a nearby NPC to lodged a report with ur insurance documents. These are essential.. if not u have fax the insurance if you never bring it down.

 

TP only investigate cases where there is a injuired party whose MC is more then 3 days, or there is a public property damaged, ambulance conveyed someone at scene, hit and run or drink driving.

 

The case is a confirm genuine. TP will look into the case. Just a enquiry. did u do a insurance claim on that day of the accident?

[Ladykillerz]

Just wonder why got such last min stunt coming up. Now at this moment. I dun care whether the case is genuine or not. Just wanna know what will happen and what is the follow up actions i should do ?

 

My guess.

The driver feels okay during that point of time.

However, after some time passed, the driver is not feeling good and thus, go and seek for medical.

No stunt at all. Simple?

 

Nothing serious will happen to you, maybe fine and maybe affects your demerit points.

 

And, as for the follow-up actions,

-> Hence, please advice the driver to lodge a police report at any Police Post, Neighbourhood Police Centre or Police Station as soon as possible with this letter.

 

My opinion, drivers tend not to know their cars limitation especially the braking power.

This remark is not only to TS.

 

Nonetheless, drive safely and keep a safe distance.

Take carez.

[Ethene]

Thanks for your reply!

 

accident was at 5pm so i did a report the next morning. I paid for my own damage and the other 2 party claimed against me.

What do the person really want ?

More $ for her medical ? If so, it will be also claimed from my insurance right?

 

I am just wondering if this will turn out to be similar to the recent taxi driver 80,000 medical claim !

[Fri13th]

I think it's pretty straightforward that 1 of the front driver want to file for injury claim from ur insurer. Nothing much u can do actually as u are the last vehicle so u are already 99% at fault ler.

Just go make police report first and wait for phone call or letter to invite u go ubi TP to have kopi with the IO. I hope u got enough demert points left.

 

Good luck Bro

Edited November 24, 2010 by Fri13th

[Ethene]

Hi bro how are you.

 

Didnt know this will turn out to be a demerit points case.....

[BBsyah]

Thanks for your reply!

 

accident was at 5pm so i did a report the next morning. I paid for my own damage and the other 2 party claimed against me.

What do the person really want ?

More $ for her medical ? If so, it will be also claimed from my insurance right?

 

I am just wondering if this will turn out to be similar to the recent taxi driver 80,000 medical claim !

/

 

the main worry is able to do the insurance claim within 24 hours.. if not TP will wack u for that.. Anyway, its a 50/50 case, I don't think they will hit u any points for that.. They just need to investigate that is why u have to lodged a report. About the medical part.. this will depend on the investigation and how TP will look into the case..

[Fri13th]

I am quite ok so far...U? So long never see u in our make money thread ler.

[Ethene]

I am quite ok so far...U? So long never see u in our make money thread ler.

 

Bad. Suay things happen one after another. .

You guys now not in US counter, i a bit lost ! haha.

[Ethene]

/

 

the main worry is able to do the insurance claim within 24 hours.. if not TP will wack u for that.. Anyway, its a 50/50 case, I don't think they will hit u any points for that.. They just need to investigate that is why u have to lodged a report. About the medical part.. this will depend on the investigation and how TP will look into the case..

 

Thanks bro. And all their medical claims will also be claiming from my insurance right?

 

If so. Good luck to my premium this dec...

[BBsyah]

Thanks bro. And all their medical claims will also be claiming from my insurance right?

 

If so. Good luck to my premium this dec...

 

well guess so.. used to be in the force.. that is why i hope the info i provided help you!

[Galantspeedz]

Thanks bro. And all their medical claims will also be claiming from my insurance right?

 

If so. Good luck to my premium this dec...

 

you better renew your insurance way in advance..... some insurance company is not gonna take you in.... yes medical claim.... goona be alot

 

as fot TP.. prepare to be fined a couple of hundreds and deduct some points.. most likely 6 or 8

[Fri13th]

Bad. Suay things happen one after another. .

You guys now not in US counter, i a bit lost ! haha.

Maybe u can start looking and research on Asia market as I heard and believe alot of incoming Hot money is flowing into Asia as I type

[Ak7887]

Thanks for your reply!

 

accident was at 5pm so i did a report the next morning. I paid for my own damage and the other 2 party claimed against me.

What do the person really want ?

More $ for her medical ? If so, it will be also claimed from my insurance right?

 

I am just wondering if this will turn out to be similar to the recent taxi driver 80,000 medical claim !

 

basically, the person wants to claim for injury as you have hit her car. She may get whiplash and this can possibly be a claim of $10k. She will then get her insurance to claim for her medical, including future therapies. Your insurance will reply and review her claim. If her claim is well backed up, and your insurance company's doctor verified that its ok, then she can claim. As you hit them at the back, looks like you are gonna be hit by 100% liability. Get ready for shy-high insurance renewal.

[Atonchia]

It really depends. I was involved in a 7 car chain collision.

I was in one of the few cars in the front. It's almost about a year now and occasionally still can feel a bit of stiffness in my neck. Anyway, I also didn't claim any injury against the car behind me.

 

The pain / ache or sometimes stiffness will only occur a few days or even weeks after the accident. I felt nothing immediately after the incident. But now neck still a bit stiff.

[Ak7887]

It really depends. I was involved in a 7 car chain collision.

I was in one of the few cars in the front. It's almost about a year now and occasionally still can feel a bit of stiffness in my neck. Anyway, I also didn't claim any injury against the car behind me.

 

The pain / ache or sometimes stiffness will only occur a few days or even weeks after the accident. I felt nothing immediately after the incident. But now neck still a bit stiff.

 

many people think that medical claims are overblown. Yours proves that this isn't the case. That's why it is always important to check with your doctor/specialist after an accident. My doctor always tell me, that future pains is possible. if you don't claim, its your own fault.

 

Also, pls be very careful when you sign the discharge voucher after you collect your car after repairs. Remember to strike out the sentence that says discharge all claims, including injury. Some people do not read the voucher carefully and loses its rights to claim for other expenses.

[Tom_kkh]

lan joe la.

 

most probably, she went home, told the bf and the bf told her to fake a neck injury..

 

so next year they will be going Paris for sex tour with your $.

 

you r the only person who knows if it is serious. than again last car suck thumb...

 

so its always good to have a car cam with g-force, collision force, indicator.

Edited November 25, 2010 by Tom_kkh

[Celicar]

you better renew your insurance way in advance..... some insurance company is not gonna take you in.... yes medical claim.... goona be alot

 

Too late liow. Usually insurance company will quote and say "provided no claim/accident in the interim". Must remember, insurance company NEVER lose.