Why directasia car insurance so cheap?

[Lanceraz]

got a gd qoute . any advise before sign it..................TIA

[Xtrocious]

a limit on 3rd party coverage - is it allowed under the laws? that there are time bombs running on SG roads manufactured by DirectAsia whereby any wrongdoing by their insureds, the receiving party may end up with insufficient recourse to have their damage reimbursed. Frankly, S$5k is worryingly too small to cover for vehicle repair costs, leave alone to sufficiently reimburse the medical costs, loss of future earnings in the case of disability and dead claims.

 

Wow...............

 

I think you got me wrong...

 

It's damage to 3rd party property, which is separate from car

 

For example, you go and knock into someone's house, wall or public property...

 

Otherwise, vehicle and medical claim is unlimited I think

 

But you need to tag options to cover your own medical claim, loss of use of car etc

 

 

 

 

[Xtrocious]

dead claims is unlimited i saw...

and disability also damn high...tink 500k etc...

 

wad i see is their approved workshop is some charp-palang WS. seepeh scared

 

Actually there is an option to choose your own workshop for an additonal fee

[Kenneve888]

KNN, just renewed my insurance costing $1300 with one of the "giants". Then try for fun DirectAsia, the cost of renewal is $850.... ..shd have seen this thread earlier

[Leclair]

There was a thread in "general Car" about this direct asia much earlier..

 

I signed upwith DA when i got the quotations from Aviva (tot by many to be one of the lowest)

 

DA - close to $800

 

Aviva - $ 1k+++

 

Last insurer - $1k+++

 

Do give DA a try b4 committing.

 

 

[Sgnick]

For my car (Sienta OPC), DA, India and NTUC all quite close, about $50 difference between them

[LoverofCar]

All bros, its the time of the year again.

time for renewal of car insurance.

i was shopping around online and found directasia.

 

question is................... why directasia car insurance so cheap???

 

 

 

got wad ahm ahm clauses anot?

 

how much is cheap? I buy from RSA and for my 2500 cc car....I pay only $750 and it is comphensive plan.....

 

[Dankoo]

Isn't DirectAsia representing RSA too?

[Oimvl]

Like u, was wondering so just checked on DirectAsia website. Not 5KSGD, it

[Oimvl]

just checked DirectAsia as u all said cheap. so yeh cheap and not RSA agent but real insurer.

[Juzzme]

DA also gave me the lowest quote. However, one of their staff called me and said they checked and found out that i had a 'claim' in the last year and need to add $200 more to the quote. The 'claim' in question was for windscreen replacement (which did not incur any ncd deduction or excess based on my insurance policy then).

 

was like....wth ?? windscreen also considered 1 claim ? Is this the industry norm ?? Decided in the end to go for aviva although it costs slightly more. Just didn't feel comfortable with them.

[Mustank]

ho sei liao!!!!! chong ARRRRRGGHHH!!!!! go sign up with DA liao!!!!!

 

can save, save

[Ekardo]

going to get equote now...

[Kb27]

This year I pay $580 with RSA. Coming renewal, they want $696.

Got a quote from DA and it's back to $587.

 

It's hard to resist going to DA.

 

Why pay more?

 

Every year I get penalized for someone else's accidents.

[Forrestcat]

This year I pay $580 with RSA. Coming renewal, they want $696.

Got a quote from DA and it's back to $587.

 

It's hard to resist going to DA.

 

Why pay more?

 

Every year I get penalized for someone else's accidents.

 

Yeah bro, agreed. If you are a safe driver, just go with DA....

[Ekardo]

ya..fup driver, please go NTUC...easier to claim... :P

[Alechi]

First year all think cheap cheap

Wait till claim time comes ... That will be the litmus test

Many "great upstart" companies failed badly when crunch time comes

[Weixiang_2008]

Yeah bro, agreed. If you are a safe driver, just go with DA....

 

DA's list of appointed workshops very CMI.

 

did anyone top up $95 for own workshop?

for sure, i will get NCD protector coz already 50%.