Advice on Third Party Claims-Car Rental

[Acemundo]

Hi all,

 

I am claiming third party. The workshop I am using ask me to select an equivalent CC car for replacement car rental and submit the bill for them to claim.

 

I like to get some opinion from brothers here, especially those experience in claims one on:

 

1) my car under repair is Saab 9-3. do you think there is a limit on the absolute amount of car rental or brands I can rent? hee, hoping to try interesting models

2) in the past workshop settle car rental for me, but this time round, this workshop seems to be less experienced and ask me to source my own car rental. but if i pay the car rental, they claim under their name and it becomes their income then how? or as long as car rental invoice shows my name, insurer will have to pay to me?

3) any car rental company with more interesting brands of cars (not those that offers standard range like toyota camry etc) to recommend?

[Antisocial]

my friend recently got into an accident.

 

he rented a car from outside, paid cash, and now awaiting for insurance to settle.

 

once settled, insurance then will pay him back the amount he spent on the rental.

 

hope this helps, cheers!

[Acemundo]

oh which car he drive that is sent for repair?

 

which car he claim for rental? and how much rental he incurred?

 

by the way that is how long already?

 

i certainly hope I don't have to wait 2 years to get this settlement from insurance company!

[Sci10213]

For Third Party Property Damage claims, insurers follow a guideline called NIMA protocol and there is this table showing the benchmark for rental claims.

 

E.g. if your car is:

 

<1800cc, from $50 to $60/day

> 1800cc, from $120 to $180/day

luxury car from $200 onwards

 

So if your car is of 1600cc, they only pay u $60/day (maximum). Anything more is your own problem.

 

 

[Swingarm]

For Third Party Property Damage claims, insurers follow a guideline called NIMA protocol and there is this table showing the benchmark for rental claims.

 

E.g. if your car is:

 

<1800cc, from $50 to $60/day

> 1800cc, from $120 to $180/day

luxury car from $200 onwards

 

So if your car is of 1600cc, they only pay u $60/day (maximum). Anything more is your own problem.

 

 

but nowadays, where got $60/day 1.6l car???

[Seaweed]

i think the best guage would be to based on the sales price of the car...For example if a brand new 9-3 cost SGD120k..You would be fine renting a car which selling price is of equivalent....it would then be easily justified... About six or seven years ago...I did a third party claim before...I rented a toyota corolla...it was like SGD70 to SGD80 per day...after everything was completed....I just passed the receipt to the repairer and they submit everything together....insurance send me a cheque...done....but i did chase the insurance company a little with a threat of letter of demand...

[Acemundo]

oh thanks.

 

in your opinion, my car is saab 9-3 2.0litres and can go into the luxury category or just the >1800cc category?

 

thought of renting audi a4, but it is 200 dollars per day, not sure if exceed what they will pay.

[Acemundo]

oh so it can be refunded directly to you. my issue is i am named driver under the insurance. but the car is registered under wife's name. in this case, the car rental receipt should be in who's name? my name or her?

[Mcf777]

it's best to let the workshop arrange the car rental for you.

in that way, the rental payment will be pay by them.

it is much more safer this way rather than u paying upfront cash to the car rental company

 

my accident case 7yrs ago, i rented a toyota soluna thru the workshop. They claim S$220 per day thru the insurance co.

Edited June 28, 2010 by Mcf777

[Acemundo]

i wanted to let them arrange. they say letting me arrange i can select the car i want.

 

wow, soluna $220 per day? how on earth can a soluna rental cost so much?

[Yaloryalor]

it's best to let the workshop arrange the car rental for you.

in that way, the rental payment will be pay by them.

it is much more safer this way rather than u paying upfront cash to the car rental company

 

my accident case 7yrs ago, i rented a toyota soluna thru the workshop. They claim S$220 per day thru the insurance co.

 

True, its safer to ask the workshop to rent the car. Let the workshop pay the rental co.

 

About 8 years ago, my Civic was damaged and the workshop arrange Mazda Astima for replacement.

[Seaweed]

i think putting your wife name is more logically since the is the register owner....but do check it out as I am not sure on this part...

[Acemundo]

ok thanks for your opinion.

[Adrianli]

but nowadays, where got $60/day 1.6l car???

 

My workshop arranged for me a Nissan Sunny FL 1.6A for $50/day for five days. Just returned the car last Sat while my car was being re-sprayed.

 

The condition of the car is ok but I cannot tahan the cig smell lingered in the car. It stinks. But no choice, rental car mah.