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Which bank offers the highest Fixed Deposit rates?


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Twincharged

Lousy actually

 

Rates will continue to go up

Many banks can pay about 2%pa for 12mths

 

Why lock 3 yrs for 2.15%pa only?

looking at the recent replies here ... like up to 1.8% only leh ...

 

also I look at those compilation websites also never hit 2% ...

 

btw, not talking abt 100k and up ... maybe 50k only ... hope to earn some renovation money in a few years time.

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So far Hong Leong promotion still the best. 1.8% for 12 months.

 

No need open simi savings acct, etc. Just a direct FD.

 

Got any similar one nowadays?

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looking at the recent replies here ... like up to 1.8% only leh ...

 

also I look at those compilation websites also never hit 2% ...

 

btw, not talking abt 100k and up ... maybe 50k only ... hope to earn some renovation money in a few years time.

Yah of course.

If $50k or $100k $200k just buy Rolex, make more money in 3yrs.

 

Anyway, different people different needs.

I cannot accept any deposit beyond 3mths.

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BOC 4 mth deposit @1.85% but minimum $200k

4mth 1.85% not bad leh

$200k or USD200k is Not the issue

 

But i got no account.

Very mahfan

 

Thanks for highlighting.

Edited by Throttle2
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4mth 1.85% not bad leh

$200k SSS

 

But i got no account.

Very mahfan

Just go down open a/c waste maybe an hour or so shld be fine but then again for $200k, every 0.1% is about $67 for 4mths so hv to weigh whether your time is worth this or not.

 

Last time I recommended the Citigold step up interest account.

80% of 1mth sibor +0.1% till max 1.2% at 12 mths. After 12 mths they still pay the max step up so interest now is 1.9x% n u can withdraw out anytime but once you withdraw, as your balance is below previous mth, the step up will drop to 0.6% n then build up again.

 

This good for those who don’t need the money n of course have to slowly build up. There is also a $1k reward n some introduction reward but minimum $250k

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looking at the recent replies here ... like up to 1.8% only leh ...

 

also I look at those compilation websites also never hit 2% ...

 

btw, not talking abt 100k and up ... maybe 50k only ... hope to earn some renovation money in a few years time.

 

You can get above 2% average if you buy the SG govt bonds. Can cash out anytime too.

 

If you wanna get the one from the insurance coy, better read every fine print and make sure you understand every single line of it.

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Just go down open a/c waste maybe an hour or so shld be fine but then again for $200k, every 0.1% is about $67 for 4mths so hv to weigh whether your time is worth this or not.

 

Last time I recommended the Citigold step up interest account.

80% of 1mth sibor +0.1% till max 1.2% at 12 mths. After 12 mths they still pay the max step up so interest now is 1.9x% n u can withdraw out anytime but once you withdraw, as your balance is below previous mth, the step up will drop to 0.6% n then build up again.

 

This good for those who don’t need the money n of course have to slowly build up. There is also a $1k reward n some introduction reward but minimum $250k

I guess not worth my time since i already have 1.63% for 3 mths.

Personally hate those complicated ones.

You can get above 2% average if you buy the SG govt bonds. Can cash out anytime too.

 

If you wanna get the one from the insurance coy, better read every fine print and make sure you understand every single line of it.

Bond price wont move one ah?

So good.

Buy and sell same price?

So good

 

Ok will consider if so

 

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I guess not worth my time since i already have 1.63% for 3 mths.

Personally hate those complicated ones.

 

Bond price wont move one ah?

So good.

Buy and sell same price?

So good

 

Ok will consider if so

ð

Thank you

Buy sell same price.

 

But got 2 dollar transaction fee. Also if you buy start of the month, they only give it to you end of the month.

 

If you sell start of the month, only get your money at end of month.

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Buy sell same price.

 

But got 2 dollar transaction fee. Also if you buy start of the month, they only give it to you end of the month.

 

If you sell start of the month, only get your money at end of month.

Wah like that , i pass

2 mths gone in the drain

And my max holding period only 3 mths

Not for me

For long term very very very rich people like you.

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I dont even move between banks

I move between accts within same bank

Currently 1.35%pa for 3mths maturing Oct

By Oct i believe they will give me 1.5%pa for the next 3 mths

 

But the amount is not $250k

 

Evidence of my correct view

 

By Oct, they offered me 1.63%

 

So 3 months later i think it would hover around 1.8%

 

Not bad. Just have to wait until interest hits 3%pa

 

Whahahah

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Wah like that , i pass

2 mths gone in the drain

And my max holding period only 3 mths

Not for me

For long term very very very rich people like you.

You buy and sell at the end of the month lor.

 

Anyway, it is only 1 month down the dragon (first month).

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So far Hong Leong promotion still the best. 1.8% for 12 months.

 

No need open simi savings acct, etc. Just a direct FD.

 

Got any similar one nowadays?

Have, CIMB FD until 31st Oct 2018. Min 10K

 

EXCLUSIVE ONLINE RATES

1.49*

3mths

1.64*

6mths

1.84*

12mths

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