RadX Moderator November 7, 2018 Share November 7, 2018 6mths 1.7 Ya these times best to keep to short tenure ↡ Advertisement Link to post Share on other sites More sharing options...
AndrewLee72 6th Gear November 7, 2018 Share November 7, 2018 Wah what's the min amount.. 350k ah Link to post Share on other sites More sharing options...
Throttle2 Supersonic November 7, 2018 Share November 7, 2018 6mths 1.7 Ya these times best to keep to short tenure That a pretty bad rate now Wah what's the min amount.. 350k ah No lah, we all peasants, $20k to $50k maximum Wah $350k thats a lot leh ! 1 Link to post Share on other sites More sharing options...
Kangadrool Supersonic November 7, 2018 Share November 7, 2018 What's BOC rates for 6M and 12M now? Can't find in their website. Link to post Share on other sites More sharing options...
TameDriver Twincharged November 7, 2018 Share November 7, 2018 What's BOC rates for 6M and 12M now? Can't find in their website. Was there last Sat, 1.68% 6mths + 6mths. 2 Link to post Share on other sites More sharing options...
Kusje Supersonic November 7, 2018 Share November 7, 2018 SBI is 1.85 for 12 months 3 Link to post Share on other sites More sharing options...
TameDriver Twincharged November 8, 2018 Share November 8, 2018 CIMB 1.9% Dare not park $ in both Malaysian banks; using Maybank already. For how long? If long long, i can get 2%++ already... I want short time.... one mth max Find it too tiresome to move money from one bank to another every 1-6 mths. Link to post Share on other sites More sharing options...
Throttle2 Supersonic November 8, 2018 Share November 8, 2018 Dare not park $ in both Malaysian banks; using Maybank already. Find it too tiresome to move money from one bank to another every 1-6 mths. For a few hundred thousand, of course tiresome lah. But actually, its simple, just write 2 checks 1 Link to post Share on other sites More sharing options...
TameDriver Twincharged November 8, 2018 Share November 8, 2018 For a few hundred thousand, of course tiresome lah. But actually, its simple, just write 2 checks Basically just want to spread out the eggs. Cannot put too many in one basket. Troublesome to have to keep monitoring the FD rates. Just my own opinion. :) 2 Link to post Share on other sites More sharing options...
Throttle2 Supersonic November 8, 2018 Share November 8, 2018 Basically just want to spread out the eggs. Cannot put too many in one basket. Troublesome to have to keep monitoring the FD rates. Just my own opinion. :) You are right. So there is no need to keep checking or monitoring. Its just FD, for goodness sake, right? Just lock in 3 months can already 3months later then assess again. It is impossible for me to meaningfully spread out the eggs. How many is too many? Deposit guaranteed by govt is too small and only for show. If we cant trust our money with our local banks, we are basically Farked as a country. So i have no issue putting all in one bank 1 Link to post Share on other sites More sharing options...
AndrewLee72 6th Gear November 8, 2018 Share November 8, 2018 UOB now 1.58% P.A - 10 months period Link to post Share on other sites More sharing options...
Dleodleo Twincharged November 8, 2018 Share November 8, 2018 Maybank 1.88% 12mths but need to put $1000 for every $10,000 FD deposit in saving accounts 10 Link to post Share on other sites More sharing options...
AndrewLee72 6th Gear November 9, 2018 Share November 9, 2018 How about FD for USD.. Better rates? Link to post Share on other sites More sharing options...
Spring Moderator November 9, 2018 Share November 9, 2018 Dare not park $ in both Malaysian banks; using Maybank already. Find it too tiresome to move money from one bank to another every 1-6 mths. Nothing to worry if u put max $50k cos there is a deposit insurance n if u have more, can rope in spouse, sibling, parent as each name is covered with $50k so no worries to put in Malaysian banks or any bank for that matter. 9 Link to post Share on other sites More sharing options...
AndrewLee72 6th Gear November 9, 2018 Share November 9, 2018 UOB FD safe rite Link to post Share on other sites More sharing options...
Fcw75 Hypersonic November 9, 2018 Share November 9, 2018 If local banks tou, Singapore is gone liao lor. Link to post Share on other sites More sharing options...
Hubwee Supercharged November 9, 2018 Share November 9, 2018 (edited) How about FD for USD.. Better rates? 1.86 for 1 week 2.09 for 1 month 2.23 for 2 months 2.41 for 3 months This week offerings from DBS PB Anything longer , have to nego with your RM liao Edited November 9, 2018 by Hubwee 1 Link to post Share on other sites More sharing options...
Kusje Supersonic November 9, 2018 Share November 9, 2018 (edited) Maybank 1.88% 12mths but need to put $1000 for every $10,000 FD deposit in saving accounts So effectively 1.88*.909 = 1.7% which aint that good. If local banks tou, Singapore is gone liao lor. Same reasoning when people say govt can't afford to pay out CPF? Those ppl forgot who is in charge of money supply. Edited November 9, 2018 by Kusje ↡ Advertisement 3 Link to post Share on other sites More sharing options...
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