Kusje Supersonic April 22, 2016 Share April 22, 2016 I'm still using citi dividend, find it better now, every months lots of cash back for me compared to previous For those with high expenditure, yes... Because in addition to the 888 minimum spend, they also started cashbacks in a lot of other categories. I didn't research into that as my monthly spend is 400-500+ without any special purchases. ↡ Advertisement Link to post Share on other sites More sharing options...
Kusje Supersonic April 22, 2016 Share April 22, 2016 dunnoe... really...haha Just that when I first applied, got some good discounts for legoland... and I assume their own bank CC should have better deals in their homeland? This logic not sound leh. Otherwise why are there people using citibank, hsbc and even boc card in SG? Link to post Share on other sites More sharing options...
Vratenza Supersonic April 22, 2016 Share April 22, 2016 This logic not sound leh. Otherwise why are there people using citibank, hsbc and even boc card in SG? no much logic i agree. Since I don't stay there, and I don't travel up north that often, did not bother to really research on the best CC to use. One thing is for sure, when I was in KL shopping centres or restaurants, chances of seeing some malaysian bank CC promo is higher. And I do already have the other foreign bank CC with me as well...so just add to the choices I have. Link to post Share on other sites More sharing options...
Sabian Turbocharged April 22, 2016 Share April 22, 2016 After a terrible experience with Shittybank, I'll never go back to them. At some point in time, every bank is shitty. Link to post Share on other sites More sharing options...
Jman888 Moderator April 22, 2016 Share April 22, 2016 At some point in time, every bank is shitty. anything or anyone can be shitty at some point in time, wife also Link to post Share on other sites More sharing options...
Still2016 Twincharged April 22, 2016 Share April 22, 2016 anything or anyone can be shitty at some point in time, wife also bro, better not let wife read this ...... I already started praying for you. Link to post Share on other sites More sharing options...
Ysc3 Twincharged April 22, 2016 Share April 22, 2016 (edited) no much logic i agree. Since I don't stay there, and I don't travel up north that often, did not bother to really research on the best CC to use. One thing is for sure, when I was in KL shopping centres or restaurants, chances of seeing some malaysian bank CC promo is higher. And I do already have the other foreign bank CC with me as well...so just add to the choices I have. Also take note small shops in China does not accept foreign cards also... When I wanted to buy something there and asked if can use my card, they answered me "of course can... As long as your card is issued in China." At least it help me save money instead of spending at that shop. At some point in time, every bank is shitty.Just got an SMS from HSBC saying my request for waiver is rejected. Edited April 22, 2016 by Ysc3 Link to post Share on other sites More sharing options...
Sabian Turbocharged April 22, 2016 Share April 22, 2016 Also take note small shops in China does not accept foreign cards also... When I wanted to buy something there and asked if can use my card, they answered me "of course can... As long as your card is issued in China." At least it help me save money instead of spending at that shop. Just got an SMS from HSBC saying my request for waiver is rejected. Other revenue stream now tio jammed liao so need to resort to credit card annual fee. See who stupid and blink first and pay annual fee with nothing in return. Just terminate. Apply another card. Link to post Share on other sites More sharing options...
Yeobt Supercharged May 19, 2017 Share May 19, 2017 this thread reminds me of a post i read on FB. this guy posted his Amex Black card, min spending $30k pa, membership fees $1k pa. unlimited credit and membership be invitation only. He says probably only 50 in sgp. very atas... anyone? Link to post Share on other sites More sharing options...
Ysc3 Twincharged September 13, 2017 Share September 13, 2017 want to ask ... which credit card don't charge fee for overseas online purchases ? last time got ppl tell me HSBC don't charge ... but now my bill have all these "DCC fee" for my overseas online purchases ... Link to post Share on other sites More sharing options...
Kusje Supersonic September 14, 2017 Share September 14, 2017 (edited) want to ask ... which credit card don't charge fee for overseas online purchases ? last time got ppl tell me HSBC don't charge ... but now my bill have all these "DCC fee" for my overseas online purchases ... Just find one with a high overseas spend rebate. As long as rebate more than the fees (or close to it), why does it matter if there are fees? IIRC, Amex has no overseas charge but you might want to check further. Edited September 14, 2017 by Kusje Link to post Share on other sites More sharing options...
Mcf777 Turbocharged September 14, 2017 Share September 14, 2017 Just find one with a high overseas spend rebate. As long as rebate more than the fees (or close to it), why does it matter if there are fees? IIRC, Amex has no overseas charge but you might want to check further. Ya man....use the card that give u double/triple points for overseas usage. Link to post Share on other sites More sharing options...
Lala81 Hypersonic September 14, 2017 Share September 14, 2017 POSB everyday has a decent overseas spend rebate. But usually i bring one visa and one mastercard. Link to post Share on other sites More sharing options...
Kusje Supersonic September 14, 2017 Share September 14, 2017 POSB everyday has a decent overseas spend rebate. But usually i bring one visa and one mastercard. Wasn't that just a short term promotion only? Link to post Share on other sites More sharing options...
Lala81 Hypersonic September 14, 2017 Share September 14, 2017 Wasn't that just a short term promotion only? ah thanks. Didn't realise it has lapsed hmmm then i don't seem to have any of the "better" cards now ha Link to post Share on other sites More sharing options...
Turboguy 5th Gear September 14, 2017 Share September 14, 2017 Every year Just remember to call in for the fee waiver lah lol Link to post Share on other sites More sharing options...
Thaiyotakamli Supersonic September 14, 2017 Share September 14, 2017 I find amex forex rate quite competitive Link to post Share on other sites More sharing options...
Lala81 Hypersonic September 14, 2017 Share September 14, 2017 Every year Just remember to call in for the fee waiver lah lol I'm currently trying to get my late fee and interest waived off at BOC after i forgot to pay the first month bill ↡ Advertisement Link to post Share on other sites More sharing options...
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