To pay cash or insist a repair receipt?

[Kelpie]

A friend of mine was probably following too close to a car infront. Due a traffic situation infront, the car infront E-brake and he accidentally "touched" the side bumper. It was a very superficial hairline dent, no paint peel-off and if you don't go closer you can't even spot the problem.

 

Now, my friend offered the car infront to go to any workship for a paint work. This guy later called and told him the "damage" is $170 quoted by his workshop. He claimed that he is too busy to get the bumper repainted and asked for cash instead.

 

In this case, should my friend paid him the money or he should insist that that guy got it repainted and produce a receipt?

 

Please advise him. Thank you very much.

 

Regards,

[Unfair]

did your friend report the incident to insurance ? Any photo evidence ?

 

 

If you friend wanna challenge the person he banged, he better be prepared cause he is the one at fault.

 

Workshops can easily replace the bumper with a broken one and take pics then just put back the original. That will way exceed your $170.

 

And trust me, this kinda amount still will not get your friend's insurance coy interested to 'fight' the case. Normally they will say, you want to challenge, go settle the court case yourself. Those idiots rather pay out the cash.

 

 

So, suggest to pay $170 and make the other person sign the black and white to say case settled.

[Kotila]

From what I read, I think he will take the money and did nothing to repair the demage.

 

Your friend should ask for a receipt.

 

 

[Kelpie]

did your friend report the incident to insurance ? Any photo evidence ?

 

 

If you friend wanna challenge the person he banged, he better be prepared cause he is the one at fault.

 

Workshops can easily replace the bumper with a broken one and take pics then just put back the original. That will way exceed your $170.

 

And trust me, this kinda amount still will not get your friend's insurance coy interested to 'fight' the case. Normally they will say, you want to challenge, go settle the court case yourself. Those idiots rather pay out the cash.

 

 

So, suggest to pay $170 and make the other person sign the black and white to say case settled.

 

Not challenging the case. Just wanted to ensure that my friend is not cheated.

 

Regards,

[Enduro25]

just paid him cash and write dwn black n white in case he wanna claim u beside taking the cash

[Kelpie]

From what I read, I think he will take the money and did nothing to repair the demage.

 

Your friend should ask for a receipt.

 

 

 

Yap, he has no issue paying the money. He felt that the "damage" was minor that he won't even bother to get anything done to it if he was the one kena hit. His car front bumper is totally spotless and this sort of explained the impact is really minor.

 

I was told by other friends that to repaint a hairline dent is probably around S$80 at most. $170 is probably to respray the whole bumper. If I'm correct, my friend told me that that guy's car left and center already got other scratches and dents.

 

Regards,

 

 

 

 

 

[Unfair]

Not challenging the case. Just wanted to ensure that my friend is not cheated.

 

Regards,

 

Hi Kelpie

 

If your friend refuses to pay, it will only depend on how unethical the other party is.

Thats motor insurance in singapore. Sad but LLST

[Iisterry]

A mobile sprayer will quote me abt $80 for the same job. Inclusive of putty if necessary.

 

But like what others have mentioned, he can also play punk if you refuse his settlement.

 

I'll advise just paying off and make sure the case is closed.

 

Let him sign the following form.

 

http://www.income.com.sg/forms/claims/Motor-PteSettle.pdf

[Scoots]

Yap, he has no issue paying the money. He felt that the "damage" was minor that he won't even bother to get anything done to it if he was the one kena hit. His car front bumper is totally spotless and this sort of explained the impact is really minor.

 

I was told by other friends that to repaint a hairline dent is probably around S$80 at most. $170 is probably to respray the whole bumper. If I'm correct, my friend told me that that guy's car left and center already got other scratches and dents.

 

Regards,

 

As montioned, the repair cost should be a minimum of $80. So the question your friend should ask himself/herself is whether he is gonna risk his/her insurance premium and NCD for paying an additional $90 for a situation that he caused?

 

Factually, the other party's bumber was 'bumped' by your friend.

 

Just pay the $170 and get the other party to provide black and white that the amount is for rectification of all damages arising from that accident between the two of them.

[Silver_blade]

I think your friend can just pay that guy the money and make sure that guy sign a self-prepared document stating that he has accepted the $170 as a full and final settlement + no further claim after that.

[Mcf777]

what is S$170 if this can helps to settle/close the case.

just get a black/white written agreement whether the owner repair/repaint the car

take it as a blessing in disguise since he/she is alright

 

it's consider cheap since this doesnt involve insurance company, workshop and lawyers.

[Car_Care]

just paid him cash and write dwn black n white in case he wanna claim u beside taking the cash

 

I have to agree with you.

 

For a small damage, insurance co. won't be bothered to "fight" for you.

 

However, your friend should have negotiated, or for that matter, ring up his contacts to "verify"

the cost of damage. It will give both parties more space for negotiation.

 

Once the sum is agreed, pay the front driver and draft an agreement that the front driver

has agreed to "settle" at that amount. Do include his:

1. Date and time of accident

2. Location of accident

3. Full name & I/C No. of both drivers

4. License plate of both cars

5. Brief description of how the accident occured

6. Brief description of the damage

7. Endorsed by both drivers

 

Also, to CYA even more, take photos of the cars seperately and together (for distance judgement). Do include close-ups too. KEEP THEM FOR AS LONG AS YOU CAN!!!

 

IF the other party refuses to have the agreement endorsed, DON'T PAY ANYTHING!

 

These should be sufficient should the other party decide to play punk. =)

 

 

 

[Aristotle]

Just pay up and get it over and done with. No point haggling over 170 bucks. It doesn't matter what he do with the money. He want to repair or not, that's his business. If he decide to claim your insurance and send his car to his AD, then your 170 bucks could easily become a 4-figure sum, and your insurance won't fight for you also, because it's clear who's at fault. Just get a black and white that that will be final settlement for the damage to his car, so that he can't double claim.

[Kusje]

So you carelessly hit into someone's car and you expect him to just take 80$ from you to "repair"? What if there's a color difference after that? Surely respraying the whole bumper is the very minimum you can do?

 

What about the time and effort taken by him because of your carelessness?

[Nicholasl]

IMO, the guy is kind enough to quote your friend $170 instead of asking for a crazy amount like $300 or something.

 

Yeah, even if you can find a paint job at $80, JUST BE HONEST TO YOURSELF(OR YOUR FRIEND RATHER), if you are in the person's shoe, would you do the $80 job and have the car look like a weird tortise or you prefer a $170 job that make the car look like new.

 

Whether or not the guy repairs his car, is up to his choice.

 

Remember the black and white too.

[Mzrmazda3]

Tell your friend to pay up that S$170 & write a B&W statement stating that the other party had accepted S$170 & will not claim each other's insurance & case closed ...

 

Your friend 'Kiss' people's rear so he is at the mercy of others ...

[Gearoil]

A friend of mine was probably following too close to a car infront. Due a traffic situation infront, the car infront E-brake and he accidentally "touched" the side bumper. It was a very superficial hairline dent, no paint peel-off and if you don't go closer you can't even spot the problem.

 

Now, my friend offered the car infront to go to any workship for a paint work. This guy later called and told him the "damage" is $170 quoted by his workshop. He claimed that he is too busy to get the bumper repainted and asked for cash instead.

 

In this case, should my friend paid him the money or he should insist that that guy got it repainted and produce a receipt?

 

Please advise him. Thank you very much.

 

Regards,

 

The car infront could probably be a 'set-up' as part of the motor insurance fraud scheme.

 

Notice quite a few cases, where the cars used are mostly the Toyota Wish, Honda Stream type to 'do such job'!

 

Noticed there is a gang where the Ah Bng drivers are bald headed or close crop type of hair style too!

 

So that is my 2 cents worth of 'advice'!

 

Rdgs

[Mcf777]

I dont think they are looking for S$170 (too small fish).

They want at least 50 to 100 times of that amount to last them for a few months.