Uncle lied after accident

[SGCMHello]

Whatever, u must stay calm.

 

You've (i) Video (ii) His particulars.

 

Go ahead and claim against him. Provide both video and his particulars to your Car agent handling your insurance claims. That would suffice.

 

He's unable to claim against u if u have the video.

[Sony]

Thanks for the replies guys. This is really a weird one. Apparently, the mechanic for the latio guy insisted on claiming insurance. Refused to negotiate at any point.

But what's done is done, so its all in the hands of the insurers now. Just gotta take it as a lesson learnt.

 

 

of coz workshop will insist on insurance claim..

 

coz he can use chopper, axe and whatsoever to claim.. just the manhour charges is enough to laugh to the bank..

 

nothing weird if you ask me..

[Nf0rc3r]

after his front wheels passed u u moved forward? If not how come only his rear quarter scratched but front not scratched?

[HARDGAYHOOOO]

Yesterday evening, I was on the right most lane queueing to turn right. Then tis Mit Colt driven by a late 40s guy cut into my lane adruptly, w/o signal lights also. His rear quarter made contact wif my front left bumper.

 

I was seating in my car waiting for him to alight from his vehicle to exchange details and examine damage. But he did not, instead he acted blur and stayed in his car. When green light, the front cars start moving, I moved forward and cut into his lane diagonally to prevent him from escaping. Only then he alight and told me to move to the side of the road to discuss further.

 

 

We turned right and stopped at the side of the road to exchange particulars and examine the damage.

 

 

After exchanging particulars, he accused me of knocking into him!!! Wat rubbish!!! And said I should pay him for his car damage. I told him that it was he who cut into my lane and knocked into me not the other way round. I also pointed to him I had a car camera onboard and think carefully b4 throwing accusations. He told me to show him the video, I told him I am not obligated to show it to him but to my insurance company only. I gave him one last chance, either private settlement or insurance settlement. He still insist I knocked into him. We cannot come to an agreement and we left.

 

I called my insurance(MSIG) and they advised me to make a report today and submit all my pictures and video evidence. The other guy is Income insured. My fren and wife viewed the footage and confirmed clear cut case, he knocked into me and I did not change lane at all. I have the footage in hand but will not post up the web, in case he find it.

 

 

 

What kind of ridiculous claim will I expect from this idiot??? If I can polish off the scratches, I may not want to file a claim but I am afraid of him claiming against me. I'm on 50% NCD.

 

 

The reason why this 40 yr old virgin can be so guai lan is maybe becos like many drivers, as long as any vehicle front bang or made contact with the other vehicle's back...the one behind is always in the losing end. The a-----e may think you are trying to frighten him in order to gain the upper hand. Too bad, you have the footage so tat smartass miscalculated this time. If tat a-----e really think you are in the wrong, dun think any typical singaporean will just ignore the damage and drive off as if nothing happen?Base on his action alone can know very obvious tat he is trying to siam the incident lor...loser!!!

[Scribbles]

Hi Pentrain, unfortunately yes. The note that was signed basically said that my friend was willing to cover the repair costs, but never specify at AD. Think now no choice, my friend will just let his insurer handle. Hopefully they will ask for alternative quotes if the insurer finds that the 3k claim is too excessive. Like I said, the issue is not about shirking responsibility, because my friend also agrees he's at fault and that's why he immediately agreed to foot the repair bill. It is about not letting a "zei dian" workshop make excessive claims.

 

As a side note, you can feel assured that your getz is rather sturdy. My friend's front end was not dented at all, and only had a crack at the part of the bumper which hit the reverse sensor of the latio! Impact was at no more than 20km/h cos we were moving off from a stationary position in first gear.

 

Little Prince - had checked with a couple of nissan sources, who both said bumper change should not cost 3k...

 

Hi Vyeo, actually let me just tell you why the opposition driver insisted on repairing at his workshop & insisting on claiming your insurance. Its a deal strike between the driver and workshop which in most cases involved undertable coffee money of several hundreds.

 

Many of us aren't aware that if you send your car into the workshop for out of own pocket repairs, its going to cost alot lesser as compared to claiming insurance. Let me do explain the differences of the two above mentioned.

 

Out of own pocket..

Lets put it as your bumper got dented and request to change a new bumper. Cost price of bumper for eg. is $150. Workshop charge you (cost price or slightly higher than cost price) + labour.

 

Claiming of Insurance..

Changing of new bumper, they claim the selling price of new bumper + labour.

However, you can claim as much as possible, but insurance company aren't generous. They will always access your repairs and the surveryor report before deciding on how many % of your claim to pay and then make a offer. For my case, insurance agreed to pay 95% of costs. Amounting to about 7k++ inclusive of legal fees, loss of use etc..etc..

 

However, this is the legal method of all workshops claiming. Even AD or Authorized Workshops. Except that AD dont give offer when its out of own pocket.

 

I myself once got rammed in the rear by a skoda taxi. His front all smashed. engine oil leaked onto the ground. Need to be towed off. My rear bumper smashed, boot, spare tyre compartment dented. As I was taking pictures of the accident, some xxx workshop guy stopped and offered me help. He told me his company will issue a black&white stating there will be no involvement of claiming my own insurance and all claims will be directed as 3rd party claim and that my NCD wont be affected. Should there be a case whereby the 3rd party claim is unsuccessful, there will be no charges against me or my vehicle and the workshop will bear full responsibilities of repair costs.

 

Although its a very enticing offer, but I still kinda feel safe with my own workshop i rejected his offer. Immediately, he put on table a cool whooping $500 for me to drink coffee + petrol. I accepted his offer and met up with the taxi driver and passed him the $500 to offset his excess. There are alot of workshops that are doing this just to ensure that your damaged vehicle is being repaired at their workshop. But this scenario only occurs IF you are the vehicle that is correct.

 

Actually everyone on the road should try to understand each other. For my case, since the taxi was sincere enough to admit he's in the wrong and sign a black n white on the spot admitting to his mistakes, so in return since the accident already occured, lets minimize the impact to both parties pocket. I do admit we meet with all sorts of drivers like road hoggers, dangerously lane switchers, abrupt brakes jammers, tailgaters etc etc.. but when you encounter such incident, count from 1 to 5. If he tailgates you, lets have alittle courtesy by signalling your intent to the left and let him overtake you. We don't have to punish these drivers. Today he's lucky the laser camera missed him, but one fine day, he will still have to answer for his own doings. Lets chill and no point driving recklessly just for the moment of anger. Cheers!

 

P.S pls do not sign the note that agreed you are in the fault if you are unsure of the scenario. AND pls do not file false reports because your creditability will be badly affected if you lose the case. Getting insured for your car will be alot tougher and premiums will be crazy.

Edited March 13, 2010 by Scribbles

[Gin]

too many of this kind of inconsiderate driver thaink they are king and will not admit mistake. Bro hope you win in the case

[Chiangauto]

just filed the report and made any claim on that moron.claim whatever you deserve.good luck

[Accord2LJDM]

Yesterday evening, I was on the right most lane queueing to turn right. Then tis Mit Colt driven by a late 40s guy cut into my lane adruptly, w/o signal lights also. His rear quarter made contact wif my front left bumper.

 

I was seating in my car waiting for him to alight from his vehicle to exchange details and examine damage. But he did not, instead he acted blur and stayed in his car. When green light, the front cars start moving, I moved forward and cut into his lane diagonally to prevent him from escaping. Only then he alight and told me to move to the side of the road to discuss further.

 

 

We turned right and stopped at the side of the road to exchange particulars and examine the damage.

 

 

After exchanging particulars, he accused me of knocking into him!!! Wat rubbish!!! And said I should pay him for his car damage. I told him that it was he who cut into my lane and knocked into me not the other way round. I also pointed to him I had a car camera onboard and think carefully b4 throwing accusations. He told me to show him the video, I told him I am not obligated to show it to him but to my insurance company only. I gave him one last chance, either private settlement or insurance settlement. He still insist I knocked into him. We cannot come to an agreement and we left.

 

I called my insurance(MSIG) and they advised me to make a report today and submit all my pictures and video evidence. The other guy is Income insured. My fren and wife viewed the footage and confirmed clear cut case, he knocked into me and I did not change lane at all. I have the footage in hand but will not post up the web, in case he find it.

 

 

 

What kind of ridiculous claim will I expect from this idiot??? If I can polish off the scratches, I may not want to file a claim but I am afraid of him claiming against me. I'm on 50% NCD.

 

 

What to do? Too many idiots around on the road nowadays...