Mits_jc 5th Gear April 30, 2009 Share April 30, 2009 M'sian insurers not liable A NEW High Court ruling here may create problems for car owners on both sides of the Causeway. The court has held that insurers of Malaysian- registered vehicles involved in accidents in Singapore cannot be forced to pay up. Currently, insurers settle claims based on the contracts signed with the vehicle owners. But this new ruling could bring such arrangements into review. Justice Kan Ting Chiu ruled in a judgment earlier this week that the relevant Singapore law for third-party risks and claims applies only to insurers of Singapore-registered vehicles for collisions on roads here. Similarly, a road accident victim who seeks damages in a Malaysian court for an accident caused by a Malaysian vehicle in Singapore will also not be able to sue the Malaysian insurer in a Malaysian court for the same reasons. This means that accident victims can pursue the claim against only the offending motorist, and not against the latter's insurer. But insurers and lawyers The Straits Times spoke to said that while the judge had made clear the position in law, in practice, insurers are still obliged to honour such claims based on the contracts signed with their clients. Senior lawyer Niru Pillai, who represents several insurers on both sides of the Causeway, said the contract signed between the insurer and the insured obliges the insurer to pay up, and it is sacrosanct. 'The judgment does not accord with the practical realities on the ground. The fact of the matter is, insurers do not walk away from their contractual liabilities.' In the case for which the judgment was delivered, Malaysian motorcyclist Lee Choon Keng, 30, had serious leg injuries after a collision with a Malaysian-registered motor trailer and a Singapore car. The accident occurred on Jan 13, 2006, along the Ayer Rajah Expressway. Mr Lee subsequently sued the drivers of both vehicles. ↡ Advertisement Link to post Share on other sites More sharing options...
Kusje Supersonic April 30, 2009 Share April 30, 2009 Goody. Not liable means the cars are not insured. Means they shouldn't be driven on Singapore roads just as singapore cars without insurance cannot be driven. Link to post Share on other sites More sharing options...
Zippaboy 4th Gear April 30, 2009 Share April 30, 2009 Simple. For malaysian vehicles who want to drive into singapore, they have to buy temporary insurance from Singapore Insurers. That's how it works when you drive to thailand or further. Link to post Share on other sites More sharing options...
Iziz Clutched April 30, 2009 Share April 30, 2009 This is going to open up a can of worms... Link to post Share on other sites More sharing options...
Titank 1st Gear May 3, 2009 Share May 3, 2009 This is going to open up a can of worms... Does not mean if we had an accidnet with Malaysia Cars in Singapore we can't claim from them? Link to post Share on other sites More sharing options...
Iziz Clutched May 3, 2009 Share May 3, 2009 Does not mean if we had an accidnet with Malaysia Cars in Singapore we can't claim from them? It means u must take it up wif e driver directly... And as to how to go abt doing it is another story altogether... Link to post Share on other sites More sharing options...
JJ_TAN Neutral Newbie May 3, 2009 Share May 3, 2009 The geographical scope of coverage by Malaysian insurers for Malaysian cars is simliar to that of ours, its extent to limited areas beyond the borders of Malaysia, and Singapore do fall within these areas. Thus, contractually on a case by case basis, Malaysian insurers should still be bounded to payout for repairs claims arising from a Malaysian car accident in Singapore. Link to post Share on other sites More sharing options...
Wt_know Supersonic May 3, 2009 Share May 3, 2009 (edited) so any accident in msia roads either with msia or sg cars can only claim 1st party (ownself) because it happens in msia road and not sg road ? when i drive in kl, i become super duper kiasu in changing lane because you never know they (msia car) are going to bump you just to piss you Justice Kan Ting Chiu ruled in a judgment earlier this week that the relevant Singapore law for third-party risks and claims applies only to insurers of Singapore-registered vehicles for collisions on roads here. Edited May 3, 2009 by Wt_know Link to post Share on other sites More sharing options...
Darkblue 1st Gear May 3, 2009 Share May 3, 2009 It means u must take it up wif e driver directly... And as to how to go abt doing it is another story altogether... We must bump this thread, until the gov do something about it. The fracking M'sia trucks are always seen speeding at our expressway but TP did nothing about it. Link to post Share on other sites More sharing options...
Vblaster_w211 2nd Gear May 3, 2009 Share May 3, 2009 Simple. For malaysian vehicles who want to drive into singapore, they have to buy temporary insurance from Singapore Insurers. That's how it works when you drive to thailand or further. Exactly. No insurance cover, then GET OFF THE ROADS! It's illegal to drive without at least 3rd party cover. I believe S'pore insurance is required to cover at least Malaysia (remember reading it on the insurance T&C's). Link to post Share on other sites More sharing options...
Sosaria Twincharged May 3, 2009 Share May 3, 2009 Goody. Not liable means the cars are not insured. Means they shouldn't be driven on Singapore roads just as singapore cars without insurance cannot be driven. What you say is entirely logical, and the same thought I had when I first read this news article. Why are drivers of singapore-registered vehicles forced to buy insurance in order to drive on singapore roads, when there are others, namely malaysian-registered vehicles, are effectively driving on the same roads UN-INSURED Who in our dear police force or other law enforcement agencies is brave enough to come out and say this openly?? Let's see... Or will this be another case of "see no evil, hear no evil, say no evil"? Link to post Share on other sites More sharing options...
inlinesix Hypersonic May 3, 2009 Share May 3, 2009 Our insurance covers Singapore & Malaysia. Malaysia insurance covers Brunei, Malaysia & Singapore. Link to post Share on other sites More sharing options...
Picanto 3rd Gear May 3, 2009 Share May 3, 2009 What you say is entirely logical, and the same thought I had when I first read this news article. Why are drivers of singapore-registered vehicles forced to buy insurance in order to drive on singapore roads, when there are others, namely malaysian-registered vehicles, are effectively driving on the same roads UN-INSURED Who in our dear police force or other law enforcement agencies is brave enough to come out and say this openly?? Let's see... Or will this be another case of "see no evil, hear no evil, say no evil"? less work for the TP dept. Link to post Share on other sites More sharing options...
DarkSide Neutral Newbie May 3, 2009 Share May 3, 2009 Can LTA comment on this? Geez! These Malaysian vehicles literally have no insurance coverage in SG.. I'm feeling kinda stupid and discriminated in my own yard here... Might as well buy Malaysian car and pay daily surcharge for SG use... At least accident ,not lawfully liable... Accident victims.."Mati Katak"... Would appreciate anyone who "ask" LTA to post reply here.. Many thanx... Cheers! Link to post Share on other sites More sharing options...
Knighthunter 4th Gear May 4, 2009 Share May 4, 2009 Someone pls write on ST forum and see the response.....I have no luck with ST forum send few mail but never published. Link to post Share on other sites More sharing options...
Seaweed 1st Gear May 4, 2009 Share May 4, 2009 well...There is so much Malaysia cars and bikes running in Singapore and so much Singapore cars and bikes running in Malaysia. So should we not come out with a system that provide ease of claim for accident betweem vehicles of these two countries at least ??? Link to post Share on other sites More sharing options...
Ghostrider 3rd Gear May 4, 2009 Share May 4, 2009 This is stupid IMHO. There is a fair number of M'sia registered vehicles in SG and if they do not have any 3rd party coverage, then we get bang LPPL suck thumbs ? This is so so stupid....and SG gov is forever reactive over issues until they no longer becomes issue then they do somthing about it. So what...must wait for a M'sia car to bang a gov vehicle then they will enforce they take up 3rd party coverage ? What about in M'sia then...if someone rear end a SG car in M'sia...does that mean that they are not obligated to pay out too ? That means for now, a M'sia registered vehicle can come bang someone...seriously damages the car...some serious injuries to the SG car and passenger....and they are not obligated for compensation from their insurer ? Have to sue the bugger only....and if the guy returns to M'sia and never come back....how ??? Link to post Share on other sites More sharing options...
Iziz Clutched May 4, 2009 Share May 4, 2009 This is stupid IMHO. There is a fair number of M'sia registered vehicles in SG and if they do not have any 3rd party coverage, then we get bang LPPL suck thumbs ? This is so so stupid....and SG gov is forever reactive over issues until they no longer becomes issue then they do somthing about it. So what...must wait for a M'sia car to bang a gov vehicle then they will enforce they take up 3rd party coverage ? What about in M'sia then...if someone rear end a SG car in M'sia...does that mean that they are not obligated to pay out too ? That means for now, a M'sia registered vehicle can come bang someone...seriously damages the car...some serious injuries to the SG car and passenger....and they are not obligated for compensation from their insurer ? Have to sue the bugger only....and if the guy returns to M'sia and never come back....how ??? Guys, in e meantime pls stay clear of Msia plate cars. Its going to be ugly if something happens... ↡ Advertisement Link to post Share on other sites More sharing options...
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