Citi Dividend Card

[Header]

Is the addn 3% off for ESSO using dividend card still on?

If it is not, I am thinking of switching to DBS ESSO.

[Zedzee]

yes, the 3% rebate is for all citibank credit card. so best to use citibank dividend cc. total 8% rebate.

[Azarael]

rebate is differnet from discount

 

discount is best. rebate is after they discounted the price the u rebate from the discounted price

 

i have both dividend and Esso platinum. Using the esso platinum is better as it is a assured 10% discount upfront.

[Friendstar]

[Rickster]

That is true, but still, the citibank 8% rebate is slightly better, however, the problem is that you will need to accumilate at least $50 worth of rebates before they will send u a cheque. The 10% discount is upfront.

 

Assuming u buy $100 of petrol with:

 

DBS Esso plat (10% off) = $90

 

Citibank Dividend (8% After 5% petrol kiosk discount) = 92% of $95 = $87.40

[Header]

True. But the key is that Dividend Card no points. DBS Esso/ Citi Platinum Esso still have points that can be utilised, right?

[Zedzee]

Yes, rebate is calculated after discount.

 

5% dicsount + 8% rebate = 12.6% off

 

5% discount + 5% discount = 10% off

 

So which do you think is better?

 

 

I think if you use the citibank card for petrol, you'll have no problems with reaching $50.

 

But, i'll switch to Esso CC when the 3% extra rebate is over.

[Rickster]

Unless you also use your esso platinum card for other purchases, else the points will amount to nothing much. DBS really sucks big time when it comes to redeeming things for their credit card points.

[Header]

Ok, thks! So will stick to dividend card until the 3% rebate expires...

any idea when will that be?

[Rickster]

I think it should have ended last month...thats y i'm back to using caltex fleet card discount.

[Kxbc]

Citi Dividend rebate applicable to all petrol stations? I know it was applicable to Shell in 2007.

[Rickster]

citi's dividend card is applicable to all petrol brands. But only esso, they give an additional 3% (which i think has ended in the month of june, i may be wrong).

[Kxbc]

So that means I don't get a direct discount but a 8% rebate on my spending where they will send me a cheque when my total rebate is > $50. Dio bo?

Edited July 4, 2008 by Kxbc

[Rickster]

Dio

[Kxbc]

Thanks Bro. Now I will use my Dividend card. I had been using my UOB Classic at Shell which gives me a direct 3% discount only.

[Idwish]

Someone suggested using the Esso Mobil Privilege card which give 5+3=8% and linked to Dividend card + another 5% = 13% but I think Citibank now does not allow linking of Priviledge card to Dividend card.

[Foxfire]

Anything that can be used in conjunction with Shell to get the best discount? My new place do not have my long time SPC.

[Kxbc]

Thanks. But my side there got no Esso, only Shell so I also bo pian. But thanks for the tip.