Jump to content

Well written counter comment on Annuity. SG


Snookium
 Share

Recommended Posts

Neutral Newbie

He is a balls licker who has no regard for unfortunate people who can't see through the smokes. He has obviously no worries for retirement and expect all to be brainwashed like him - "just trust the govt, it is always right even if they ask you to eat shiit"

Link to post
Share on other sites

Maybe he predicted all the poor and unfortunate people will go jump MRT track sooner or later..

Edited by Beei
Link to post
Share on other sites

at least better than stay here and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and pay and ..dizzy.gifdizzy.gifdizzy.gifdizzy.gif

Link to post
Share on other sites

Neutral Newbie

When medishield is introduced (premiums very low), you still have an option to opt out. Now when they try to implement this annuity which kapok half your coffin money, it will be a compulsory thing which you cannot opt out. This is daylight robbery man! Where is justice? The police become thief liao. crazy.gif

 

I pity those uncles who are only earning just enough to hit the minimum sum upon retirement age (supposedly retirement age). This policy will rob him of half his coffin money built from a lifetime and the only good news is he probably won't realise the impact till he run into financial crisis at age 60+ and have to borrow money from loan sharks. Then he will die from loan shark harrassment or jump off mrt and won't reap a single cent from the annuity because he don't have the money to live till 85. (Maybe the official age to collect annuity payment will shift to 95 years old by the time he retires - you can never trust those bxxxxxds) sweatdrop.gif

Link to post
Share on other sites

That i am not sure. But one thing i am sure is, our CPF is being took to generate more money during the period when our CPF is locked up. Although we still see we have so much and so much money in the bi-annually CPF statement.

 

I feel that certain policies have to make mandatory when running a country and to run it well and in doing so, there will definitely be unhappy voices because one rule can never ever satisfy all. But in the annuity case, I really think it is rubbish. If i am someone who is financially sound, is diligent enough to keep my financial status healthy using one way or another when i am in my younger years and i know that i do not have to depend on CPF or annuity to keep me alive during my old age, why force such rule on me? I will be very happy to take out my CPF at the stipulated age and slowly enjoy it, give some for my kids etc... It is MY money, hard-earned money, and they are forcing me to spend MY own money the way they want it to be.

 

Now? What minimum sum, this and that, annuity.... i will never live that long to touch my CPF money.

Link to post
Share on other sites

Neutral Newbie

you are very right (at least 80% right) that you will never live that long to touch your CPF money.

 

This Christopher Tan is utterly stupid not to be able to see why the policy is bad for us. For someone who is a CEO of a wealth management firm to say that - what can you expect of all the wealth advisors in Singapore?lipsrsealed.gif

 

Annuity can come in many customised forms to suit every individual's different financial needs: - I can choose to have payout earlier; I can choose to have bigger or smaller amount; I can choose to have a component whereby if I die in 20 years time, the intrinsic value can be cashed out and given to my family (for a lower monthly payouts), etc.

 

Why should I be forced into an annuity that pays at age 85 and gives nothing to my family if I die before 85? What if I give up half my coffin money and I have only enough left to last till age 65? Can my family and me eat tree barks and drink rain water for next 20 years to survive till my first payout at age 85? For such situation, NO ONE in the right mind would recommend such a dumb product to me, UNLESS he has ulterior motives (earn profits, gain commisions, retain our money longer, gain control of us?) dead.gif

Link to post
Share on other sites

Neutral Newbie

May God saves Sinkapore and rid us of those evil demons!

Our only chance of salvation will be 4 years later!smash.gif

Link to post
Share on other sites

That's why I never trust those so called "personal banker" or financial planner. Most of them don't even know what they are selling half the time. Many are recruited from fresh grads [mad]

Link to post
Share on other sites

It is actually found in ST Forum which i tot Pro-Annuity. It seem like all are against it.

http://www.straitstimes.com/ST%2BForum/Sto...ory_153046.html

 

Rethink proposal for compulsory annuity

ON THE proposed compulsory annuity, I would strongly urge the Government not to cross the fine line on CPF policy, so as to preserve Singaporeans' trust and faith.

 

Like most Singaporeans, I have always regarded CPF money as my retirement nest egg and even if I could not touch this hard-earned money locked up in CPF by the Government until age 67, the money is still rightfully mine and should be disbursed to my next-of-kin when I die.

 

But if the Government forces me to part with my money to buy an annuity which starts paying only at age 85 and the remaining money is not given back to my heir when I die, then I would view this as a very serious breach and abuse of my trust in the CPF system.

 

Please take into consideration the intense feelings we have against mandatory measures like a compulsory annuity scheme.

 

It is a double whammy: money is taken away from us without giving us a choice, and there is no refund to my family when I die.

 

I don't think people will accept this.

 

Dr Lim Boon Hee

 

Some of the comments:

Did $36 buy one a coffin lid in 1957?

Can $360 buy one a coffin lid in 2007?

Will the $3600 buy one a coffin lid in 2037?

 

Also can we ask:

 

Did $36 buy one 10 nights of hospital beds in 1957?

Can $360 buy one 10 nights of hospital beds in 2007?

Will the $3600 buy one 10 nights of hospital beds in 2037?

 

Govt officials reading, please tell this to the MM.

 

We don't want $3600 in cash 35 years later.

 

We want it in kind as cash $3600 is next to worthless 35 years later. [dizzy]

 

Just take a close look at CPF logo ... and you'll know why so hard to get $$ out from there .... [laugh][laugh]

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share

×
×
  • Create New...