Lufu 1st Gear January 19, 2003 Share January 19, 2003 I was told we go to IDAC and report our case. My friend got into accident with no injury, then go to IDAC and report. The person took down the 'statement' but they feel the way he write it, sounds a bit inaccurate of the actual situation. But the IDAC person keep saying never mind one, this one not final. in the end, insurance company say he is at fault. What is the way to re-address this ? thanks ↡ Advertisement Link to post Share on other sites More sharing options...
Koolaba 1st Gear January 19, 2003 Share January 19, 2003 Best is for e 2 parties to report e accident at IDAC together. U can look at what he's writing to minimise inaccuracies in the report writing. Link to post Share on other sites More sharing options...
Presea 3rd Gear January 19, 2003 Share January 19, 2003 ...if either party is insured by an insurance company that requires IDAC reporting, and you have to claim from insurance, there seems to be no choice. From many accounts, IDAC seems to be rather problematic. As such, if you can avoid claiming from insurance, do a private settlement. As long as no injury, don't need a police report; But for claiming of insurance, assessments need to be done. I'm looking for a reputable insurance that doesn't affiliate itself with IDAC... anyone knows of one? Link to post Share on other sites More sharing options...
Saaber Neutral Newbie January 19, 2003 Share January 19, 2003 AXA is not associated with IDAC yet.... Link to post Share on other sites More sharing options...
Assassin Clutched January 19, 2003 Share January 19, 2003 Quote But the IDAC person keep saying never mind one, this one not final. in the end, insurance company say he is at fault. What is the way to re-address this ? It is the final one. The lawyers will use this to turn it against you to say its your fault thereby refusing to pay anything back to you or maybe just pay a % only. Link to post Share on other sites More sharing options...
Lufu 1st Gear January 19, 2003 Author Share January 19, 2003 the problem is: is the person who is at fault and deliberately wanted to deny, they will not go down together with you, and already want to put their statement is a way that you are at fault. Who makes the final decision of who is at fault ? IDAC ? Link to post Share on other sites More sharing options...
Car_guru Neutral Newbie January 19, 2003 Share January 19, 2003 I think the best way is to write a short report at the accident site, then quickly ask the other driver to sign it... like that the one at fault cannot siam... Link to post Share on other sites More sharing options...
Koolaba 1st Gear January 19, 2003 Share January 19, 2003 I think the GIA decides who is at fault. What actually happened at the time of accident? If the report submitted by e other party is not in you friend's favour, there may be a shared liability for the accident. Have to weigh the pros n cons cos the NCD will be affected if ur friend is considered to be partially at fault. The other alternative is to pay for ur own damages if the NCD will be affected For e accident cases I've met so far, the other parties have been co-operative. One even went down w my bro (driver at e pt of accident) to IDAC to hv e statements recorded. The other promised to write the statement truthfully. Link to post Share on other sites More sharing options...
Koolaba 1st Gear January 19, 2003 Share January 19, 2003 I've tried this before. It doesn't help. It'll only aggravate matters esp if the other doesn't wish to shoulder the blame Link to post Share on other sites More sharing options...
Lufu 1st Gear January 19, 2003 Author Share January 19, 2003 (edited) actually my friend did, the young rider almost signed the letter, until his father came, then say don't need don't need. go to IDAC and report, we are not signing because he already plot to shift the blame to the car, saying the car suddenly cut into his lane, and left turn. The son riding on bike horn and horn the car still ignore, in the end couldn't brake in time. Also claiming damage for the bike Edited January 19, 2003 by Lufu Link to post Share on other sites More sharing options...
Guyver 1st Gear January 20, 2003 Share January 20, 2003 Quote I was told we go to IDAC and report our case. My friend got into accident with no injury, then go to IDAC and report. The person took down the 'statement' but they feel the way he write it, sounds a bit inaccurate of the actual situation. But the IDAC person keep saying never mind one, this one not final. in the end, insurance company say he is at fault. What is the way to re-address this ? thanks Basically... it'll depends on situation... if the situation is obivious one... then u can go IDAC... and it'll be settle pretty easily... but if the situation is a "grey" one... then make sure u get 3rd party witnesses (if possible)... and insist of going IDAC together... no matter what. Eg. the car reverse and bang your front on a normal road... basically.. if he report that u bang him... how to revoke that?? I kana that before.... bo bian LL... pay $$ for him to settle lor since i only compensate him $120... Really agree.. but bo bian... Link to post Share on other sites More sharing options...
Cat_tang Neutral Newbie January 20, 2003 Share January 20, 2003 (edited) Quote ...if either party is insured by an insurance company that requires IDAC reporting, and you have to claim from insurance, there seems to be no choice. From many accounts, IDAC seems to be rather problematic. As such, if you can avoid claiming from insurance, do a private settlement. As long as no injury, don't need a police report; But for claiming of insurance, assessments need to be done. I'm looking for a reputable insurance that doesn't affiliate itself with IDAC... anyone knows of one? I thot IDAC is for NTUC insurance? So long as you need to claim from insurance, have to go IDAC to make accident report and damage assessment. Once you are transported to hospital by the ambulance, the police will take it as a injury case even though you can be certified to be not injured and can be discharge immediately. Edited January 20, 2003 by Cat_tang Link to post Share on other sites More sharing options...
S2P2 Neutral Newbie January 20, 2003 Share January 20, 2003 Something that happened to me just last sunday. problem solved but still some questions to ask you guys. I drive a vitara, got whack from behind by a corolla. my car is high and her car is low, naturally the corolla's front went beneath my car. And i heard funny sounds coming from the back after that. When i went to IDAC and I told them to look at that & guess whats the reply?? Sorry, we have no equipment to lift your car, we only access physical damage, the rest we dun bother. But if the under carriage is genuinely damaged in the car accident how? In my case, it was not damaged and the sound was fixed. But what if the accident really damaged my under carriage. I pay coz IDAC cannot access that? Then have them for what!? Link to post Share on other sites More sharing options...
Guyver 1st Gear January 20, 2003 Share January 20, 2003 So then u'll need to highlight it to the workshop that u've sent to... to do a throught assessment.. and after they have done so... send the assessment for approval or something like that with IDAC or your insurance company. U got to settle all that before repairs starts... that's what i know so far... Link to post Share on other sites More sharing options...
Koolaba 1st Gear January 20, 2003 Share January 20, 2003 Does ur friend have witnesses at e time of accident? It helps if there are witnesses around. But this also depends on whether the other party also has witnesses which can help him twist the story around Link to post Share on other sites More sharing options...
Presea 3rd Gear January 20, 2003 Share January 20, 2003 IDAC is for a group of insurance companies. Most of the large (reputable) ones are involved in IDAC. NTUC being the largest one in Singapore is obviously the "ring leader". That thing about the ambulance....I hate how bureaucratic and "red-taped" our system here is. Sometimes I wonder if we were better off using a "3rd world" method of government... ...BTW Cat... how's your car...? Link to post Share on other sites More sharing options...
Jagash Neutral Newbie January 20, 2003 Share January 20, 2003 Hi! In you case, you should insist IDAC specify in the report that they do not have the equipment to inspect the undercarriage / bottom. That way what ever happens later, you are covered. Link to post Share on other sites More sharing options...
Jagash Neutral Newbie January 20, 2003 Share January 20, 2003 In the past, I have always written my own report with the police. If I need to make report with ADAC, I will insist to write my own report. It is important to take the following information when you are involved in an accident: 1. Exact location and time. 2. Details of the other vehicle. 3. Weather condition. 4. Speed you were travelling. 5. Traffic condition (light or heavy). 6. How accident occurred. 7. Damage to the vehicles. 8. If camera is available, take a picture. 9. If any withness, take down their particulars and contact. If there is any injury, do not move the car but call the police. ↡ Advertisement Link to post Share on other sites More sharing options...
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