There are many types of fraud involved in motor insurance.

The more prominent type is insurance touting, which you can read more about here:

However, there are less common frauds such as this:

Watch the entire video here: https://www.facebook.com/BehChiaLor/videos/4537913869663747/

What Happened?

The accident occurred along Nicole Drive towards Changi Coastal Road.

The dashcam footage shows the cam car, a black SUV and a motorcyclist travelling together in the same direction. 

When they were approaching an intersection, a random Subaru Forester appeared out of nowhere - stuck in the middle of the road after performing an illegal u-turn.

Despite braking for a good 5 seconds, the motorcyclist was unable to stop in time and collided with the side of the Subaru Forester's rear section.

As a result, the motorcyclist lost his balance and fell to the ground, along with his motorcycle.

Something Fishy Is Going On

Subsequently, the passenger of the Forester came out of the SUV to "check" on the damages.

After glancing at the damages, he proceeded to open the driver's side door and took over as the driver, while the initial driver of the Forester went to the back seat.

The video ends when the Subaru Forester and motorcyclist stop further down the road at the roadside.

@Cam car

After watching the video carefully, here's what grinds my gears:

It is the part where the cam car constantly flashes his high beam at the Subaru Forester as he approaches it. 

FYI, flashing your high beams in that manner would not prevent an accident - Look what happened to the motorcyclist.

Netizens' Comments

Maybe because that intersection wasn't made for u-turns to be performed there?

Highly likely. But if you think about it, if the passenger was sober and possessed a valid license, why would he endanger his own life by sitting in the car?

@To those of you wondering why the motorcyclist "did not brake".

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