ZOHAN Neutral Newbie February 27, 2009 Share February 27, 2009 I have the following existing incurable illnesses: 1) http://en.wikipedia.org/wiki/Urticaria Seen specialist in National Skin Centre 2) http://en.wikipedia.org/wiki/Uveitis Yearly visit to specialist in National Eye Centre 3) http://en.wikipedia.org/wiki/Ankylosing_spondylitis Three mthly visit to specialist in SGH 4) http://en.wikipedia.org/wiki/Irritable_bowel_syndrome Open date appt given by specialist in TTSH And just last week was diagnose with : 5) http://en.wikipedia.org/wiki/Rosacea Saw specialist in SGH How can I lower my medical bills??? Currently paying subsides rate of S$25 for consultation for seeing the different specialist. Each visit to SGH, spent S$100+. Every time ask me go for blood test, x-ray, bone density scanning and trying different expensive medicine. Any insurance company out there willing to cover me??? Willing to pay a small premium mthly to cover all my existing medical expenses. Currently it is being paid by my company lah but when I resign/terminated/retrench/retire, I still need to see these specialist for treatment. And not sure wat next illness will come and find me. Urticaria has also been associated with HIV ..Please check ↡ Advertisement Link to post Share on other sites More sharing options...
ZOHAN Neutral Newbie February 27, 2009 Share February 27, 2009 The uveitis associated with cytomegalovirus retinitis (CMVR), the commonest ocular manifestation in AIDS patients, is rarely symptomatic and patients do not typically present with a red painful eye in conjunction with blurred vision. Link to post Share on other sites More sharing options...
Adrianli Hypersonic February 27, 2009 Author Share February 27, 2009 The uveitis associated with cytomegalovirus retinitis (CMVR), the commonest ocular manifestation in AIDS patients, is rarely symptomatic and patients do not typically present with a red painful eye in conjunction with blurred vision. Already done AIDS test yearly. I was with the Navy and we have to do the test after each overseas trip which we will go yearly. Link to post Share on other sites More sharing options...
Adrianli Hypersonic March 10, 2009 Author Share March 10, 2009 Just gotten news from fren who is wif Prudential. Kena rejected but Living policy kind got chance. But I dont need Living policy leh, already have. So which insurance next??? Link to post Share on other sites More sharing options...
Mikeyeo Clutched March 10, 2009 Share March 10, 2009 Hi Adrianli, with all the medical costs that you have to incur, it will make you more worried and stressful. These in turn might further aggravate your current medical situations. After reading all the suggestions, the main obstacle that you are worried off is still the medical costs. I might be able to advice you on the channel but before I could, I need to know the followings: 1. Are you still working? If you are, what is your monthly income? 2. Are you married? If you are, is your wife working? If she is, what is her monthly income? 3. If you are married, do you have children? 4. If you have, how old are they are are they in pre-school, primary or secondary school level? 5. Any parents that you have to cared of? 6. What are your monthly financial commitments? Pardon me for asking you the above as it is only with the above information that I hope I may be able to guide you through. I have helped some friends who are in your similar situations and they managed to get medical assistance. If the above are too private and don't wish to mention in the forum, you can pm to me and I will analyse your situation before I am able to advice you accordingly. Regards, Michael Link to post Share on other sites More sharing options...
Ahgongwolve Clutched March 10, 2009 Share March 10, 2009 Just gotten news from fren who is wif Prudential. Kena rejected but Living policy kind got chance. But I dont need Living policy leh, already have. So which insurance next??? I heard there is insurance against warning level exceeding 80%. For a small premium you can prevent the choc bar from going to 80% Link to post Share on other sites More sharing options...
Gila0gila Neutral Newbie March 10, 2009 Share March 10, 2009 bro take care.spend more time with the children .i will pray for u. Link to post Share on other sites More sharing options...
Kusje Supersonic March 10, 2009 Share March 10, 2009 Just gotten news from fren who is wif Prudential. Kena rejected but Living policy kind got chance. But I dont need Living policy leh, already have. So which insurance next??? Why do you keep thinking of insurance? Insurance is meant to protect you from financial harm when you fall sick. You have to buy it before the illness manifests itself otherwise insurance companies will go bust. To put it in "car forum" terms, do you think an insurance company will insure you and payout for the accident AFTER you get into the accident? You have to buy insurance before you crash your car not after. Link to post Share on other sites More sharing options...
Bigg 1st Gear March 10, 2009 Share March 10, 2009 take care man. i hope some forumers here are doctors. please help this man. as for the money to pay medication/hosp billls, try seeking help..talk to your mp. Link to post Share on other sites More sharing options...
Ivan_06 5th Gear January 21, 2010 Share January 21, 2010 I have the following existing incurable illnesses: 1) http://en.wikipedia.org/wiki/Urticaria Seen specialist in National Skin Centre 2) http://en.wikipedia.org/wiki/Uveitis Yearly visit to specialist in National Eye Centre 3) http://en.wikipedia.org/wiki/Ankylosing_spondylitis Three mthly visit to specialist in SGH 4) http://en.wikipedia.org/wiki/Irritable_bowel_syndrome Open date appt given by specialist in TTSH And just last week was diagnose with : 5) http://en.wikipedia.org/wiki/Rosacea Saw specialist in SGH How can I lower my medical bills??? Currently paying subsides rate of S$25 for consultation for seeing the different specialist. Each visit to SGH, spent S$100+. Every time ask me go for blood test, x-ray, bone density scanning and trying different expensive medicine. Any insurance company out there willing to cover me??? Willing to pay a small premium mthly to cover all my existing medical expenses. Currently it is being paid by my company lah but when I resign/terminated/retrench/retire, I still need to see these specialist for treatment. And not sure wat next illness will come and find me. its quite hard to find a company that will cover you.. even if they do, there will be alot of underwritings.. the premium will definitely not be cheap.. my heart goes out for you... do more good while you can.. all the best. Link to post Share on other sites More sharing options...
King 1st Gear January 22, 2010 Share January 22, 2010 take care my friend. Link to post Share on other sites More sharing options...
Adrianli Hypersonic January 22, 2010 Author Share January 22, 2010 its quite hard to find a company that will cover you.. even if they do, there will be alot of underwritings.. the premium will definitely not be cheap.. my heart goes out for you... do more good while you can.. all the best. Yup, to date, no insurance company willing to cover me. Just let the company continue to pay my medical bills and drop my anchor at this company. Link to post Share on other sites More sharing options...
Donut Supercharged January 22, 2010 Share January 22, 2010 your strategy is to keep yourself to be useful in the company u working for. maintain your employability there. next is can you buy your drugs from polyclinics? if yes, then good coz its cheaper... (i assume) next is try TCM... u dun like the smell, too bad bro. Good things dun comes easy. U got to learn to take TCM. Western drugs will definitely have side effects. What's the point of curing a present illness and you develop another new illness due to long term western drug taking? Isn't it a cycle? Next is to exercise and keep fit. A healthy body will go a long way for yourself. Watch what u eat.... what u eat is what you are. Link to post Share on other sites More sharing options...
Dsmnd Neutral Newbie January 22, 2010 Share January 22, 2010 hi bro, how's your anklyosing spondilitis? was diagnosed with it by specialist too from nuh, but turn out to be false alarm... but also because of that stupid diagnosis, my spine is not covered by my insurance company liao :( Link to post Share on other sites More sharing options...
Adrianli Hypersonic January 22, 2010 Author Share January 22, 2010 My AS still the same. Back pain every morning. The physio recommended exercises do help a little but still cannot avoid getting up every morning with a stiff back. I try as much not to take the medication as my previous visit, the specialist say I am depending too much on medication and its not good as she will need to up the dosage. Most of the time, the pain is just slightly only but some other time, I feel like an old man trying to wake up from bed!!! Same course of examination every time I visit the specialist. Blood test, x-ray and bone density test. Me very familiar with these places already. Link to post Share on other sites More sharing options...
Little_prince Supersonic January 22, 2010 Share January 22, 2010 me similar... cervical spondylosis... neck pain... i feel for you bro... =( Link to post Share on other sites More sharing options...
Fisbike 1st Gear January 22, 2010 Share January 22, 2010 I prayed for you.....take care. Link to post Share on other sites More sharing options...
Dsmnd Neutral Newbie January 23, 2010 Share January 23, 2010 My AS still the same. Back pain every morning. The physio recommended exercises do help a little but still cannot avoid getting up every morning with a stiff back. I try as much not to take the medication as my previous visit, the specialist say I am depending too much on medication and its not good as she will need to up the dosage. Most of the time, the pain is just slightly only but some other time, I feel like an old man trying to wake up from bed!!! Same course of examination every time I visit the specialist. Blood test, x-ray and bone density test. Me very familiar with these places already. i totally understand the pain even thou mine is NOT AS...read an article somewhere, this guy was diagnosed with AS, so he rented loads of comedy to watch, and through laughter and light hearted mentality, his AS heals by itself...i'm not suggesting you go do the same, just that it is comforting to know of such recovery cases. take care and God bless. ↡ Advertisement Link to post Share on other sites More sharing options...
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